Tuesday, November 4, 2008

Things that you must do right after Car Accident

When you are hit by someone
1. Remember the CAR PLATE NUMBER and CAR TYPE!
2. If possible, get down from the car, snap few photos on the spot, but don't do so when you are alone, or the subject hit you at quiet road. Most of the kidnappers will intentionally knock your car and attempting to kidnap you when you get out to inspect your car!
3. Jot down IC Number/Driving license and Name of the driver, this doesn't applicable for hit and run cases.
4. Report Police within 24 hours. As a statistic lor~ abothen? Where do you think reporters get those blar blar blar statistic? Head Office of traffic department in KL is located at Pasar Seni. Park your car at the car park opposite of the police station. It is a designated car park area owned by police station for "injured" cars.
  • Don't worry about what to write. There's a template pasted at the desk in English and Malay version, you may just copy, modify a bit, and fill in some blanks area in the template. Typical Malaysian style, Malaysia Boleh!
  • Nowadays all the police reports are computerized already, you have to feed your input to the system. Don't simply click the buttons, listen to the police's so-called "SIMPLEST" way to input or else? Be prepared to get scolded by them !
  • After that, you have to meet inspector. Normally, Inspector will get your IC and Driving License for photocopy purposes. Be prepared with RM1.00.
  • After reporting the accident, you will receive a small slip. You have to move your car to a small hut within the police station's car park area for snapshots. After that, you may get a copy of your report, RM4.00. Working hours is from Monday to Friday, 8.00am to 3.30pm. So, please choose the right time for car accident or else, you will have to visit the police station for 3 times.
  • After getting your report copy, if you wanted to claim 3rd party insurance, please request green form (insurance claim form) from the counter, you have to fill in and submit to the counter.
  • Counter receptionist will give you a green slip stating a list of requested reports and they need 2 weeks to process it.
  • After 2 weeks, please call in to check for the status, 03-20719847/03-20719848. I bet you will spend the whole day dialing the same number yet no body is picking up your call.
  • Visit the police station again, get prepared with RM14.00. (RM4.00 for a draft diagram of the accident, RM6.00 for photo printing, RM4.00 for 3rd party police report)
5. Fix your car, either paid by yourselves(fastest way the fix your car), claim 3rd Party Insurance (better claim it when your car is hit by someone, get original parts ma~), or claim your own insurance (mostly for hit and run case)




Note: If you want to claim insurance, prepare the following items:
  1. A copy of registration card
  2. a copy of Insurance cover note/policy
  3. I.C. and driving licence (owner)
  4. I.C. and driving licence (driver)
  5. Hire Purchase Agreement
  6. Police Report
  7. Draft Diagram
  8. Case Result
  9. Snapshots of your car issued by police
  10. J.P.J. Extract. (Either you do it or Insurance Adjuster will do it to get Third Party Insurance Particulars, Cover Note/Policy from JPJ. [Not sure are they going to charge anything or not])
  11. Police Reports of Third Party
Conclusion? TROUBLESOME! So please give no chance to others to hit your car, ok?

How about when you hit someone?
I guess most of the people will ask you to run! If your car still able to move! That's what most of the people in this planet did!

Conclusion? SBTL!

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